Videos
Insurance tips, agency updates, and more from the L&T Agency Group team.
July 10, 2026
The Hidden Home Insurance Surprise That Costs Thousands 💸
Understanding your home insurance deductibles before you file a claim is crucial. Most homeowners think one deductible applies to everything, but certain property damage, like wind and hail, can trigger a separate percentage-based deductible. Knowing your policy details prevents expensive surprises. Comment "INFO" below if you want a quick policy review!
Watch on YouTubeJuly 6, 2026
Why Your Home Insurance is LESS Than Your Purchase Price 🏡
Why doesn't your home insurance coverage match what you paid for the house? This is one of the most common homeowners insurance questions. The short answer: your policy covers the replacement cost to rebuild the structure, not the market value of the land. Here is how to make sense of your policy numbers!
Watch on YouTubeJune 15, 2026
Does Home Insurance Cover Your Business Equipment? 💻
If you work from home, your standard homeowners insurance might not cover your work laptops, monitor, or high-value business items in the event of a claim. The best homeowner insurance agents ask the right questions to make sure you have the right coverage.
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