About
Insurance built around you.
ABOUT L&T AGENCY GROUP
Insurance built around you.
At L&T Agency Group, we believe insurance starts with understanding. We take the time to learn your needs, your priorities, and your why — so we can educate you on your options and help protect what matters most: your family, your future, and the life you’re building.
We believe informed decisions create stronger protection.
Everyone wants the best auto insurance and the best homeowners insurance. We believe the best coverage isn’t the same for everyone. That’s why we take the time to help you understand your options and build protection that’s right for you, your family, and the life you’re creating.
Insurance decisions affect more than policies — they affect the people, dreams, homes, businesses, and futures you’re working hard to build.
When you understand what you’re buying, why it matters, and how it protects the life you’re building, you can move forward with confidence.
Because confidence doesn’t come from simply having insurance. It comes from understanding your protection — and knowing you’ll always have someone to call when life changes.
We Listen
Your needs, priorities, and goals guide every recommendation we make.
We Educate
We explain your options clearly so you can make informed decisions with confidence.
We Protect
We build protection around your life — not around a template.
We Stay Connected
Life changes. Your protection should evolve with it. We’ll continue to be here whenever you need guidance.
Life with L&T
Life with L&T is about more than having an insurance policy — it’s about having a team you can count on. Whether you’re buying your first home, welcoming a growing family, starting a business, or navigating the unexpected, we’re here to provide guidance, answer questions, and help you make confident decisions along the way.
Relationships That Last
We’re committed to building long-term relationships — not one-time transactions.
Guidance You Can Count On
Questions don’t stop after your policy starts, and neither do we. We’re here whenever you need us.
Support Through Life’s Changes
As your life evolves, your protection should evolve with it. We’ll continue helping you make informed decisions every step of the way.
“Protect People. Build a Legacy. Strengthen the Community.”
40+
Years Serving
36,000+
Households Protected
40+
Team Members
3
States Served
Built on Relationships. Focused on You.
For more than 40 years, L&T Agency Group has been helping individuals, families, and businesses protect what matters most.
What began as a commitment to serving our local community has grown into a team of dedicated professionals serving Illinois, Wisconsin, and Indiana — all while staying true to the same values that built our agency.
We believe every person deserves honest conversations, clear guidance, and insurance built around their unique needs — not a one-size-fits-all approach.
Today, that same commitment continues through every member of our L&Team.
“Our goal has never been to simply write policies. It’s to build relationships that help people protect what matters most.”
— Craig Takaoka
Meet the L&T Family
Our greatest strength isn’t just our experience — it’s our people. Meet the team dedicated to serving our community with integrity, compassion, and a genuine commitment to helping others.
Meet Our L&TeamReady to Start the Conversation?
Whether you’re looking for a quote, reviewing your current coverage, planning for the future, or simply have questions, we’re here to help you make informed decisions with confidence.
Because insurance isn’t just about what you own. It’s about the life you’re building.